John Lauer, Financial Associate with Thrivent Financial for Lutherans has been awarded a professional designation in the field of long-term care, Certified in Long-Term Care (CLTC).
The program is independent of the insurance industry and focuses on providing financial service professionals the tools needed to meet their client’s long-term care needs.
The Certified in Long-Term Care program is the long-term care insurance industry’s only independent professional designation. Created in 1999, the course is focused on the field of long-term care planning and provides legal, accounting, insurance and financial service professionals the critical tools necessary to address the subject matter with their middle-age clients.
The goal of the designation is to teach financial professionals how to create a plan that preserves the emotional, physical, and financial well-being of a client’s family should care be necessary. Once established, options to fund that plan, including, Medicare, Medicaid, the Veterans Administration, self-funding and long-term care insurance, are reviewed and recommended where appropriate.
“I strive to provide clients with a financial strategy that meets their needs,” said Lauer. “My ability to do that well depends on my understanding of their unique situation,” Lauer explained.
Participants are provided the information and training needed to offer guidance to families on a range of issues including home care, assisted living, nursing homes, social services, and most importantly, establishing a plan for what will pay for these resources. Ensuring that retirement assets are protected is a primary focus of long-term care conversations, and a long-term care plan of action should be a part of every retirement strategy.
“It is my responsibility to help people understand the emotional, physical and financial consequences associated with providing or paying for care over an extended period of time. It is essential they have this information so they can take action to protect those they love while they have options. I am committed to helping my clients create an appropriate plan to meet their specific needs,” said Lauer.
Thrivent Financial is represented in the local area by John Lauer. He has offices at 3821 Main Street in Morgantown and can also be reached at (610) 286-5986.
Thrivent Financial is represented in the local area by a number of financial representatives. Individuals interested in contacting a local Thrivent Financial representative can find more information at www.thrivent.com.
For more information about CLTC please visit www.ltc-cltc.com.
About Thrivent Financial for Lutherans
Thrivent Financial for Lutherans is a not-for-profit, Fortune 500 financial services membership organization helping approximately 2.5 million members achieve financial security and give back to their communities. Thrivent Financial and its affiliates offer a broad range of financial products and services. As a not-for-profit organization, Thrivent Financial creates and supports national outreach programs and activities that help congregations, schools, charitable organizations and individuals in need. For more information, visit Thrivent.com. Also, you can find us on Facebook and Twitter.
Insurance products issued or offered by Thrivent Financial for Lutherans, Appleton, WI. Not all products are available in all states. Securities and investment advisory services are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415, 800-847-4836, a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial for Lutherans. Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc. They are also licensed agents/producers of Thrivent Financial.